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Blackjack - Hand Values And Insurance
Today, we're going to take a look at a couple key components to the game of Blackjack in the casino-hand values and insurance.
Hand Values
In Blackjack, the cards are valued according to the number that's printed on them. For example, a two of clubs is worth two. Face cards (Jack, Queen, and King) are worth 10 points. An Ace can be used as a one or an 11, it's up to you.
As you may know, your hand is "in play" if you have a 21 or less. If you go over 21, you bust. You can take as many cards as you like-until you go over 21. Hands 17 or over are considered good hands to stand on. Generally, hands under 17 are hands you might take a hit on. This is where strategy comes in.
Blackjack can be played with multiple decks. For each deck, there are four Jacks, four Queens, four Kings, four Aces and four of each number.
What is a Blackjack? When the first two cards you are dealt are an Ace and something worth 10 (10, Jack, Queen or King), you have a Blackjack. Your bet will be paid 1.5 to 1. So, if you had a $10 bet and got a Blackjack, you'd be paid $15. Be careful. Some are starting to change the payouts. They are paying all winning hands even money. It's not too widespread yet-as many are angry-but, it's something you should check out before playing.
Insurance
If the dealer is showing an Ace, you'll be asked if you want to purchase insurance. Insurance pays 2-1 and you can insure up to your whole wager. For instance, let's say you had a $10 wager and the dealer gets an Ace. You could place up to a $5 insurance bet, because $5 times two is $10, which is your original wager.
In live casinos, you can insure for less. So, if your wager was $10, you could put $1 if you wanted to. Most online are defaulted to 50% of your original wager.
It's important to note that this wager is considered a sucker bet by many. Why? Well, if the dealer has a Blackjack, you simply get your money back. However, if the dealer doesn't have a Blackjack, you're risking all your money for a 50% payout now, because you lost the insurance wager.
If you lose the hand, now you've lost even more than you intended to. Some players only take insurance when they have a 20. And some players say to never take it.
Should you get a Blackjack, you can take even money if you want. When you do this, your wager is paid even money even if the dealer has Blackjack. If you don't take even money and the dealer has a Blackjack, your bet pushes and you win nothing. Some online may not offer this option.
Will Win is a professional gambler, ex casino dealer and author. For the best Online Casino Visit www.casino-magic.org